1. Who are eligible to apply for a BPI Family Housing Loan?

Any of the following who are of legal age but not more than 65 years old upon maturity of the loan:

• Filipino
• Foreigner married to a Filipino citizen (subject to specific documentary requirements)
• Foreigner with issued immigrant / resident visa (subject to specific documentary requirements) but solely for the acquisition of a condominium unit only

2. How much can I borrow?

• Minimum of P400,000
• Maximum of 70% of appraised value of house and lot
• Maximum of 60% of appraised value of vacant lot or residential condominium
• Up to 80% of appraised value of house & lot not to exceed P5M (provided applicant is employed and purpose is for owner occupancy)

3. How much should my minimum total household income be to qualify for a loan?

• Minimum of P40,000

4. What are the loan terms available?

• Maximum of 25 years for house and lot
• Maximum of 10 years for vacant lot, residential condominium, business loan, refinancing,or multi-purpose loans

5. What are the requirements to apply and avail of a loan?

• To view complete list of Pre-processing requirements click here >>>

6. What are the available rates for a Housing Loan?

• To view complete rates, click here >>>

For Post-Booking FAQs, click here>>>