1. Who are eligible to apply for a BPI Family Housing Loan?

• Available for Filipino citizens who are of legal age but not more than 65 years old upon maturity of the loan.

2. How much can I borrow?

• Minimum of P400,000
• Maximum of 70% of appraised value of house and lot
• Maximum of 60% of appraised value of vacant lot or residential condominium
• Up to 80% of appraised value of house & lot not to exceed P5M (provided applicant is employed and purpose is for owner occupancy)

3. How much should my minimum total household income be to qualify for a loan?

• Minimum of P40,000

4. What are the loan terms available?

• Maximum of 25 years for house and lot
• Maximum of 10 years for vacant lot, residential condominium, business loan, refinancing,or multi-purpose loans

5. What are the requirements to apply and avail of a loan?

• To view complete list of Pre-processing requirements click here >>>

6. What are the available rates for a Housing Loan?

• To view complete rates, click here >>>

7. How long will it take to process my loan application?

• Your housing loan application will be processed within 2-5 days upon receipt of complete documentary requirements.

For Post-Booking FAQs, click here>>>